Monto is a novel online and mobile app system offered to companies at no cost and is predicted to become a disruptor of the international human resources (HR) market in the near future. Such a service has not been adapted inside or outside of the United States.

Through use, employees will have on-demand access to their bonuses and benefits in advance, in the form of Perks, Monto’s digital currency. Employees will have the ability to use their job compensations for personal matters or will be able to initiate transfers.

Virtual currency is already a concept employees use day-to-day. With services improving participating companies’ bottom lines and HR administrative hassles, Monto is a positive and necessary disruption to this industry sector.
As a result, company culture and employee retention is predicted to follow generating interest in Monto as the world’s latest HR innovation.